BENEFIT TO COMPARED TO MEDCLAIM POLICIES :
None of the mediclaim policies cover the Preexisting deceases and OPD
treatment, Health check ups. Further every year the policy has to be
renewed with annual subscription. The claims can be made only with too
many documentary proof.
The FAMILY
SCHEME keeps no limitation for type and status of deceases, it is a life
time membership for the whole family and the Money is refundable in full
or partially. You get Concessions on every thing i.e. Medical
Consultation, Hospitalization , Investigations, Medicine, Vaccination and
Health Checkups..
SCHEDULE-A
CONCESSIONS TO MEMBER FAMILIES
| |
| MEDICAL SERVICE OF SANJIVANI |
SILVER |
GOLD |
DIAMOND |
| HOSPITAL CHARGES *During Hospitalization at Sanjivani
including: Bed Charges/Room Rent , OT charges, Service Charges.
|
10% |
20% |
30% |
| CASUALTY / OPD Consultation with Doctors of Sanjivani * |
10% |
20% |
30% |
| INVESTIGATION CHARGES* |
10% |
15% |
20% |
| MEDICINES purchased from @ MEDICAL STORE (at Sanjivani) # |
6% |
8% |
10% |
| Immunization of Member Child |
10% |
15% |
20% |
| Whole body check up once in Year* |
FREE FOR ANY ONE PERSON AND 20% FOR THE REST |
FREE FOR ANY TWO PERSONS AND 30% FOR THE REST |
FREE FOR ALL MEMBERS OF THE FAMILY |
| Other Health Check-ups * |
10% |
15% |
20% |
| |
* -Excluding Consultation fee of out-side Consultant/ Doctor concession for
which shall be 10% for all categories of members subject to their consent.
@ -If due to non-availability, any medicine is purchased on behalf of or by the
patient from any other medical store, no concession shall be given on that medicine.
# -Revised w.e.f.: 1.9.2009.
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